From offer accepted to moving day, here’s what to expect
Congratulations, your offer has been accepted! Now it’s time to move things forward with the legal process. At PLS Solicitors, we make this as smooth and transparent as possible, whether you’re a first-time buyer or an experienced homeowner.
Once you request your free, no-obligation quote, and choose to instruct us, we’ll open your file the same day. You’ll receive secure login details for our 24/7 client portal, where you can upload your ID and proof of funds within minutes, no paperwork delays, no fuss.
Let’s walk through the typical home buying timeline:
1. Mortgage Application (Immediately)
If you’re using a mortgage, apply as soon as possible to avoid delays down the line. Your lender will need details of the property and your financial circumstances.
2. Contract & Searches (Week 1–2)
Once we’re instructed, here’s what happens:
- The seller’s solicitor sends us the draft contract and title documents
- We order local authority and other searches (like environmental and water)
- You should also arrange a property survey if you want one, this is separate from legal searches
3. Enquiries & Mortgage (Week 2–6)
This is where we get into the detail:
- We review all documents, title, and searches
- We raise legal enquiries with the seller’s solicitor to clarify anything unusual or missing
- Your mortgage offer should be issued during this time, send us a copy if it’s sent directly to you
4. Report & Signing (Around Week 6–8)
Once we’re happy with the responses and the mortgage is in place, we send you:
- A detailed legal report explaining everything about the property
- Your contract, transfer deed, and mortgage deed (if applicable)
- Instructions to send your deposit (typically 5–10%) to our secure client account
5. Exchange of Contracts (Typically Week 8–10)
At this stage:
- We agree a completion (moving) date with the seller’s solicitor
- We exchange contracts, making the transaction legally binding
- You must now arrange buildings insurance to start from the exchange date
6. Completion, Moving Day! (Usually 1–2 weeks after exchange)
The big day is here:
- You transfer the remaining balance (including mortgage funds)
- We send the money to the seller’s solicitor
- Once funds are received, the estate agent releases the keys, and you move in!
7. After Completion
Even after you get the keys, we keep working for you:
- We pay your Stamp Duty Land Tax (SDLT) and submit your return
- We register your ownership at HM Land Registry
- Once registered, we send you your updated title deeds for your records
How Long Does It Take?
Most standard residential purchases complete in 8–12 weeks from offer accepted. If there’s no chain, it can often be faster. Chains, mortgage delays, or complex legal issues may extend the timeline slightly, but we’ll keep you updated at every stage.
Why Choose PLS Solicitors?
We’re specialists in both new build and residential conveyancing. While many firms avoid the fast-paced demands of new build purchases, we thrive on it, and our experienced team also provides outstanding service for second-hand home purchases.
Ready to get started?
✅ Get a free quote now or speak to our team to discuss your timeline.
