Shared Ownership Archives - pls-solicitors.co.uk

Shared Ownership Explained: Your 2026 Glossary

Katie — Mon, 27 Jul 2026 08:00:00 +0000

Shared ownership is a government-backed scheme that lets you buy a share of a home, usually between 10% and 75%, and pay subsidised rent on the rest to a housing association. Because your deposit is based on the share you’re buying rather than the full property price, it’s often cheaper and more achievable than a […]

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What is Staircasing in Shared Ownership? Is It Worth It?

Katie — Mon, 20 Jul 2026 09:00:00 +0000

One of the biggest advantages of shared ownership is that you don’t have to stay at your initial share forever. As your finances grow, you can buy more of your home over time through a process called staircasing. This means gradually increasing the percentage you own until, if you choose, you reach 100% ownership. But staircasing isn’t automatic, and it isn’t always the right move […]

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Shared Ownership Myths Debunked: The Truth for First-Time Buyers

suraj — Mon, 13 Jul 2026 08:00:00 +0000

So, you’ve started looking into Shared Ownership. Maybe you’ve even told a few family members and friends that you’re considering getting on the property ladder through the scheme.

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Shared Ownership Conveyancing Explained: Step-by-Step Guide (UK)

Katie — Mon, 06 Jul 2026 08:00:00 +0000

Shared ownership is one of the most common ways to get onto the property ladder, allowing buyers to purchase a share of a home while paying rent on the remaining portion. However, shared ownership conveyancing is more complex than a standard purchase because it involves a housing association alongside the buyer and lender. This guide explains the process from instruction […]

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Which is Best Route to Buy a Home? According to the Situation

Katie — Mon, 11 May 2026 08:00:00 +0000

Buying your first home isn’t a one-size-fits-all journey. There are more routes onto the UK property ladder than ever before, but the key question isn’t just what exists; it’s what actually fits your circumstances. Your budget, deposit, long-term plans, and comfort with legal commitments all play a role. Each way of buying a home comes with different structures, […]

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